“Starting January 1, 2026, more people will qualify for an ABLE account thanks to the ABLE Age Adjustment Act. This new law raises the age of eligibility from 26 to 46, allowing individuals who acquired a disability before age 46 to open an account, save, and invest—without losing access to public benefits.
This change opens the door for millions more to achieve greater financial independence, plan for the future, and enjoy the same ABLE account advantages previously limited to those with early-onset disabilities.”